It's pretty simple. If your house is located within the city limits of either Wildwood or Fruitland Park, you pay a property tax to those cities. There is no separate ad valorem property tax owed to The Villages. Apparently, both you and your friend live in The Villages, but your friend's house is located in Wildwood and your house is not. Your friend could call the City of Wildwood and ask them if they provide any additional services for living in their city.
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