Talk of The Villages Florida - View Single Post - How much is saved on annual premium costs by replacing Plan F with Plan G?
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Old 11-02-2022, 07:45 AM
tuccillo tuccillo is offline
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I don't know which insurance company you are using but with AARP/UHC it was about $30 a month lower cost with Plan G. Since the only difference between Plan F and Plan G is that Plan F includes the Part B annual deductible, Plan G makes more sense. With Plan F, you are paying about $360 extra per year to save the $226 annual deductible. You may want to also look at Plan N, which is typically another $30 per month lower cost but may include some co-pays and excess charges (not really an issue almost all of the time). With AARP/UHC, you can switch between the lettered plans whenever you want without needing underwriting.

Quote:
Originally Posted by Boomer View Post
It’s that time of years again and, again, I am thinking about giving up our Plan F coverage for Plan G — but I have never gotten around to actually doing that.

Has anyone done this, and, if so, what was the savings on the annual premium cost? I am trying to decide if it is worth it because as I understand it, once you give up Plan F, you can’t get it back — even if you were among the group that was grandfathered in when they stopped it for new enrollees

Boomer

Last edited by tuccillo; 11-02-2022 at 08:25 AM.