[Annie66]

We purchased a pre-owned home. In the disclosure package, it was noted that 5 years prior to our purchase, the water hose on the washer burst flooding the house. As we understand, all the floors, rugs and some drywall had to be replaced. The owner's homeowner's insurance did not cover the cost of repair. Buried in their policy was a clause that required the homeowner to turn off the main water and gas valves in the house if it would be vacant for 2 weeks. They were snowbirds.

I certainly do not know if all policies carry such a clause, but it might be worthwhile checking. It is so easy to close the valves for both the main water valve in the garage and gas valve in the attic. It gives us a sense of comfort knowing we won't return to find a mess even though our insurance company would cover the cost of repairs.