Quote:
Originally Posted by jabacon6669
Looking for a new company. Currently with The Villages Insurance partners, they have written my policy with Cabrillo Coastal General Insurance. Two years ago my policy was $1300. Last year it went to $1700+, just got my new bill, $2700+. Outrageous. Over 100% in two years. Looking for recommendations, have till 12/11/22. Regards.
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Same story, nearly the same. Been with 3 companies, $1500, $2100, this year $3108. Have been told same line at Villages brokers, Progressive office, and State Farm office. All say Florida insurance out of control, and NOT because of possibility of hurricanes here. Three different brokers, not just sales reps, told us Florida has always, since it became a state, been located in the SAME PLACE (this was said with a smile), that it has always been a location that could have a hurricane, nothing has changed. But what HAS changed, we were told, is the number of insurance companies who simply do not want to spend the time and MONEY in a long drawn out court battle over roof "damage", when they can avoid it completely by just bowing to all those who claim damage and pay the claim. We were told a roofer can replace a roof for $5000 to $8000 (their cost) which if FAR less than the amount of a court battle.... thus, the daily door bell ringers offering GUARANTEED FREE ROOFS, telling you that they will take care of the claim and guarantee it will be accepted. What they don't tell you is, we ALL pay for the "free" roofs, not just those who are going along with this.