The panhandle of Florida is distinctly different than the rest of the peninsular. I spent many years in the military both in the Panama City and Fort Walton beach area, and my inlaws live in Destin. The weather is often not conducive to swimming and the water is cold. Lots of rain as well. If you are looking for warm and sunny you might be disappointed. That part of Florida is known as "LA".....lower Alabama. Also if you're looking for no crowds..forget it. If the weather is forecasted to be nice, hw 331 fills up with GA and AL folks. An option for no crowds is Mexico beach, the town that got blown away a few years ago. May be rebuilt by now
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