Talk of The Villages Florida - View Single Post - Federal Retiree w/ BC/BS Should I Get Medicare Part B?
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Old 11-14-2022, 01:08 PM
bsloan1960 bsloan1960 is offline
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Quote:
Originally Posted by Byte1 View Post
I have Fed BC/BS and do not have Medicare part B. I would have to pay $170+ for Part B each month, plus my wife would also have to pay that amount each month. $340+ per month when my private insurance pays almost all but the co-payment. Plus I have prescriptions (co-pay) that Part B does not have. Right now, it is a better deal for me to keep my insurance. Money wise, I do not feel that I would be saving anything by dropping my insurance and paying for medicare part B. I would still need to get medicare part D for prescriptions, or something similar.
My BC/BS plan will reimburse each of us $800 per year for part B ($1,600) so about half. I don't intend to give up my BC/BS I'm simply wondering if Part B pays for doctor visit co-pays. If it does it may be worth it in my particular case to get Part B.
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