Talk of The Villages Florida - View Single Post - Federal Retiree w/ BC/BS Should I Get Medicare Part B?
Thread: Federal Retiree w/ BC/BS Should I Get Medicare Part B?
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Old 11-15-2022, 01:41 PM
jump4 jump4 is offline
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Originally Posted by BlueStarAirlines View Post
RetiredGuy is making a lot of sense to me.

If married, FEHB for BCBS standard self plus one is $627.49 a month plus Medicare is $170.10 each (non-IRMAA) ($340.20 total) for a total of $967.69 a month or $11,612.28 a year for 2022. Thats a lot of money per month just to not have a co-pay or a deductible.

IRMAA will definitely be a factor for me, so I appreciate the discussion! I'm a few years out from having to make a decision, so good food for thought.
BC/BS is one of the most expensive plan. If you are going to have both medicare and FEHB, there are much less expensive FEHB plans that will give you the wave medicare wrap-around.