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Originally Posted by Bill14564
Where did you get the idea that BC/BS was one of the most expensive plans? According to the plan comparison chart, BC/BS falls in the middle price-wise.
Comparing benefits, provider availability, benefits when you travel out of your area, and benefits when also covered under medicare is possibly more important than choosing by price alone.
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I agree 100% you should not shop for any type of insurance on premium price alone! But if you take a close look at the FEHB plans, you will find several with benefits comparable to BC/BS (especially when paired with medicare) and much lower premium price. The best comparison tool is at
Guide to Health Plans For Federal Employees, 2023 FEHB Open Season