Talk of The Villages Florida - View Single Post - HSAs in Retirement- No Tax Advantage?- No Point?
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Old 11-17-2022, 01:07 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by bsloan1960 View Post
Really? Is it invested by a broker? If you only have a couple of thousand in there and you are pulling $50-100 dollars out per month you wouldn't see much gain.

My questions may seem silly, but this is a subject that I'm not well versed in.
I am not an expert on HSA's, but it seems to me that you could deposit the money into a Fidelity Investment account, and buy CDs or bonds and let the money accumulate tax free. You don't need to spend it until you need it. And, as long as you eventually use the money for qualified medical expenses, the earnings would not be taxed. I would suggest calling Fidelity and asking them what investment options you would have with their HSAs accounts. They also have an office at Lake Sumter.