Talk of The Villages Florida - View Single Post - Health Insurance for those under 65
View Single Post
 
Old 11-17-2022, 05:08 PM
tuccillo tuccillo is offline
Soaring Eagle member
Join Date: Mar 2014
Posts: 2,101
Thanks: 4
Thanked 411 Times in 218 Posts
Default

You also have the option of a non-obamacare compliant plan for catastrophic coverage at a lower cost.


Quote:
Originally Posted by SusanStCatherine View Post
If under 65, you pretty much need to buy a plan listed on Healthcare.gov, which lists the ACA plans, meaning no preexisting conditions and the like. You can buy them off the exchange, but might as well buy them on the exchange in case you qualify for a subsidy. Income limit for subsidy was pretty high lately due to Covid. A broker can help you and will not affect your cost. Expect to pay a high premium (due to age) with an extremely high deductible.