Talk of The Villages Florida - View Single Post - Any Reason for Owner's Title Insurance on New Construction?
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Old 11-18-2022, 07:02 AM
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Originally Posted by Challenger View Post
Many previous threads on this subject. There are a number of possible claims against properties that can date back many years. Title policies will provide legal representation as well as reimbursements.

Millions of $ are spent on defense from things like the failure to get the sign off of an heir or partial owner in the chain of ownership that might date back for many decades. Google the subject and make sure you understand the risk that you are taking to save $ 1500+/- when engaging in a $300, 000- 500,000 purchase.
Absolutely true. Just because the home was new on property bought by the developer, the title history of the land can go back pretty far. In NY, the big risk was Indian land claims. Lawyers would go back hundreds of years and research whether the person who bought land from native Americans or signed a treaty actually had the authority of Congress or the British crown to do so, and then the fun began.........