Talk of The Villages Florida - View Single Post - HSAs in Retirement- No Tax Advantage?- No Point?
View Single Post
 
Old 11-18-2022, 09:06 AM
retiredguy123 retiredguy123 is online now
Sage
Join Date: Feb 2016
Posts: 17,598
Thanks: 3,085
Thanked 16,762 Times in 6,637 Posts
Default

Quote:
Originally Posted by Haggar View Post
The problem you have is you're not allowed to make non-qualified contributions to your HSA.

So using it as a tax deferral vehicle is disallowed and the growth is taxable.

Now that you have mixed non deductible with deductible how do you determine the non taxable withdrawals?
Huh? How did you conclude that he made non-qualified contributions? As long as you are enrolled in a qualified high-deductible health plan (HDHP) and are not on Social Security or another non-high deductible plan, you can contribute to an HSA.