Quote:
Originally Posted by tophcfa
I hear ya, I have essentially the same insurance except I pay a crap load more in monthly premiums without the tax credit subsidies. I got really sick in 2021 from an infectious disease from a tick bite and had to spend 8 days in critical care in a Gainesville Hospital before they finally figured out was was wrong with me and how to treat it (basically the same treatment used for Malaria). They ran just about every imaginable test on me trying to diagnose what was making me so sick. The billable expenses from that episode ran close to a quarter million dollars, but I only had to pay the max out of pocket, which was close to 10 grand. Now I need a second knee replacement, but I’m going to suck it up a little longer until I turn 65 because it will be way cheaper once I am on Medicare.
Best of luck with the hip.
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Thanks! Same to you with the knee. I almost got the hip done this year, but it turned out the excruciating pain I experienced was probably just a mild bone infection caused by the cortisone shot they gave me to relieve the hip pain (go figure). THAT pain resolved itself, the cortisone shot worked perfectly otherwise. And now, it's just starting to wear off.
It's my third and final cortisone shot, I'm not allowed to get more than 3 lifetime. Once the pain progresses back to where it was before I got the last shot, it's time to replace the thing.
So - probably next year. If not, then I will have saved a fortune in premiums without needing expensive care, so it'll be a win-win.