Talk of The Villages Florida - View Single Post - Health Insurance for those under 65
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Old 11-21-2022, 09:59 AM
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Quote:
Originally Posted by tuccillo View Post
Retired and under 65 with high net worth and low reported income can get a subside. Complain to the people who wrote the obamacare law such that the means testing is on reported income and not net worth. Just like with every other aspect of the tax law, people will adopt tax reduction strategies.
The scenario outlined above is highly unlikely. If one is truly a high net worth individual than the income on their investments will almost certainly put them well above the income cap to receive Obamacare income tax credit subsidies. For a high net worth individual to keep their income low enough to qualify for subsidies, they would basically have to stuff their savings under a mattress. Who in their right mind would forego many thousands of dollars of investment income to save a few thousand dollars in health care premiums? I suppose there are some examples of idiots that stashed their savings in crypto to avoid reporting income, but how did that work out for them?