Talk of The Villages Florida - View Single Post - Any Reason for Owner's Title Insurance on New Construction?
View Single Post
 
Old 11-22-2022, 07:29 AM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,565
Thanks: 3,079
Thanked 16,732 Times in 6,620 Posts
Default

Quote:
Originally Posted by TCRSO View Post
As a Florida Attorney, my opinion is that you do not need insurance when purchasing a new home in TV. The title policy protects you from title issues. However, if there are title issues you also have a claim against the transferor (assuming you acquired the property by warranty deed). Obviously TV is solvent so if there is a problem, you should have no problems. Of course if it makes you feel safer, that is your choice.
How many companies were assumed to be solvent until they weren't?

And, even if they are solvent, they are most likely not going to pay for your house unless you sue them.