Talk of The Villages Florida - View Single Post - Move all investment money into fixed income?
Thread: Move all investment money into fixed income?
View Single Post
 
Old 11-22-2022, 12:18 PM
jimjamuser jimjamuser is offline
Sage
Join Date: Mar 2018
Posts: 9,951
Thanks: 6,978
Thanked 2,259 Times in 1,825 Posts
Default
Quote:
Originally Posted by 44Apple View Post
At what point should one change from being an investor to a "saver"?

I've been retired a number of years and have invested all my adult life. Luckily, we have enough non-investment money to live on.

I now wonder if I should gradually begin selling my ETFs, Mutuals, and stocks and move all the money into fixed income.

I know the outcome will be lower and stable, but I won't have to deal with the daily ups and downs.

I'm familiar with the 60/40 rule but wonder if I should go 0/100.
Keep the ETFs and sell the mutuals and stocks and convert them to bonds or ETFs for fixed income.........IF you believe that a recession is in the near future.