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Originally Posted by Carla B
We changed from Plan F to Plan G for 2022. I calculated the potential savings to be around $400 for the year. What I didn't count on was the trouble caused when the pain doc who regularly treated my husband demanded to collect the entire deductible of $233 at his visit in early January, instead of allowing their claim to filter through the system, as did the other doctors.
Then the doctor's office failed to report collecting the deductible to Plan G. When the CMS Summary arrived it stated Plan G had also paid the doctor upon receiving a claim for that visit. This statement was proof that the doc had been overpaid so I set about trying to collect reimbursement from him. There was no response to phone calls or a letter delivered to his office. Finally, one day in October (after my husband quit that practice for other reasons) a check arrived in the mail for the full reimbursement.
After the frustration with the first year of Plan G I'm not sure switching was a good idea, but I learned to be very wary of demands to collect the deductible up front.
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That’s why I’m staying with F. Not worth the hassle that you experienced.