Well, after looking at Mortgage papers as SABRMnLgs has suggested, be sure to look at the DECLARATION OF RESTRICTIONS which you signed and agreed to when you purchased your home in The Villages, which is a Deed Restricted Community.
If you don’t have a copy handy, you can go to the Nuts and Bolts section of this forum and view the samples that have been posted there:
Section 2.5 After the Home has been constructed, no reconstruction, additions, alterations, or modifications to the Home, or in the locations and utility connections of the Home will be permitted except with the written consent of the Developer, or an architectural review committee appointed by the Developer.
Section 4.1(e) Owner does hereby give and grant unto the Developer a continuing lien in the nature of a mortgage upon the Homesite of the Owner, which lien shall have priority as of the recording of this Declaration, and is superior to all other liens and encumbrances, except any institutional first mortgage.
So, think twice about the problems you may be creating for yourself if you ignore these restrictions.
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