[Bogie Shooter]

Originally Posted by Pairadocs

BE ON HIGH ALERT ! My brother and sister in law really got burned on that one. Bought a home here in the V's, the second year in the home they were notified they would be dropped as the roof would be 15 year's old at the next renewal. They hired a competent INDEPENDENT roof inspector, thinking they had really been "taken" when the paid $450 for a "home inspection" before the closing... but NO, the roof had been pronounced in good shape just as it had been a year before at the closing. But they panicked, had the roof replaced immediately, and 4 months after that, when their renewal come due, they nearly fainted at how much their premium INCREASED when they had a new roof put on ! Believe it or not, their insurance company raised their premium by $878 once they did the new roof. As an old retired roofer in my neighborhood, with over 40 years experience said when I told him about my brother and sister in law...." Well, SOMEBODY has to pay for all those "FREE" roofs that villagers get by allowing the door to door roofing companies to turn in the false claims". From some of the recent articles in various papers, including the villages daily paper, I guess you might say he was "RIGHT ON" when he said there are no "free roofs". So check every aspect before you make a move, or your relative may also end up with an insurance premium she can't afford after paying for a new roof.

Appreciated home value can also contribute to premium increases.