We have had USAA insurance for 55 years. When we heard about this 15 year problem, we contacted them. The agent said that we did not have to get a new roof for insurance purposes but we could have their inspector check our roof if we wanted. We did, he suggested a new roof but that was an option at this time. We got a $22,000 roof and we only had to pay $2000. We used Sky and they were fantastic. The inspector said that it was the best job he had seen.
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