Talk of The Villages Florida - View Single Post - Cancelled homeowners insurance
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Old 12-27-2022, 09:54 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Battlebasset View Post
Fully understand that. And a higher separate deductible would not remove that requirement. It would just stop the "Oh, I have some missing shingles. I should get a new free roof so all of the shingles match!"

Case in point - we have a house in our neighborhood that had a small addition put on it. The new shingles don't quite match the rest of the house because the original roof is about five years old. It's perfectly serviceable, and in a couple of years, you won't be able to tell. If it was the insurance company's money I'm sure he would have not put up with that, and insisted on all new shingles.
I admit that I don't understand why there so many new roofs being installed. But, I would think that, if you only need a few shingles, the insurance company should say no to a new roof.