[Whitley]

Join as many as you want to. I am not sure I understand that part of your question. Are you unhappy that there are so many choices?
As for hibernating in the Summer, not exactlt true. I am sure some who are heat sensitive try and stay in AC, but you acclimate to the Summer temps. I will not play tennis at onePM, but there are many things one can do in the mid afternoon, then play tennis at sunset. Currently I am not retired. I retired from 31 years owning logistics and trucking companies in NYC and NJ. After one year of "retirement" I decided I wanted to go back and started a finance, MIS firm. I got my Fl State licenses (hardest part. It was over 40 years since grad school), and have an office and home in Sarasota County and a courtyard in the Villages. I could not be happier. If you are fortunate enough to consider moving to TV, you have the opportunity to create a lifestyle that fits your desires. Do as much or as little as you choose. It is almost like when I came out of grad school and was about to start a new life, but now I have a bit more experience and hopefully wisdom.