Quote:
Originally Posted by GpaVader
Just thought I would share a recent encounter. Recently posted some items on FB Marketplace to sell. In this case it was Bicycles. I had just reposted the items when a got a FB Message from an interested buyer, the buyer claimed he was out of town but would have his cousin pick up the items and asked if I accepted Zelle? I do, because I've used them for a long time and like PayPal, I will use it to buy and sell items. We agree on a price and he sends me his payment only instead of seeing my payment in my Zelle account I get an email saying I don't have the right Zelle account. I am confused at this point because I've never had this issue before, and I've received more money in the past than this transaction. The seller is very assertive that he has sent the money and wants to schedule the pickup or he wants me to send his money back. I explained that I am not doing either until the money shows up in my account. I checked with my bank and they don't see anything pending or otherwise. I went back to the email and started to review it when I noticed that the email address wasn't from Zelle but a Yahoo account.
Long story short, it was a scam. Pay attention to your emails and look them over carefully before accepting them as real. If you need to take action on something, never click on a link in the email. Go to the website directly, the link may look legit but often times it will send you to someplace where they are going to try and harvest as much information as you are willing to provide them.
After confronting the buyer, I was promptly ghosted and I've never heard from him again.
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You open yourself up to scammers by using online payment accounts such as the ones you mentioned. Why not stick to cash or certified check upon pickup? We do. never lost a sale or been scammed.