Quote:
Originally Posted by talonip
Everything I do is online. I have about 5 banking institutions that I deal with. All my bills are on autopilot. I could leave for a month and come home and call up my accounts and everything is paid for. All my income accounts are auto deposited. I can go online and see all my accounts anywhere in the world. I never write a check except for the occasional gift to kids and grandkids. I use a credit card for all my groceries and other purchases and get points for travel. I pay off all my credit accounts and never carry a balance. That is on autopay too. I have been doing this for over 25 years. I appreciate the multi factor authentication but it is a nuisance. Can’t wait for 10 factor authentication.
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We autopay/ACH everything also but contractors won’t always take a check. We have never, in all our married life, carried a credit balance and do not patronize businesses utilizing a credit card usage fee.