I'm sure some of you remember this when 16 years ago a thunderstorm spawned three tornadoes that swept through three villages. Even though The Villages got hit with 136-165 mph winds, no villager died. 20 people did die but they were in the surrounding trailer parks. Gives one pause when considering to self-insure.
The damage breakdown is here:
https://www.depts.ttu.edu/nwi/Pubs/R...AW-Florida.pdf