[rmd2]

Originally Posted by retiredguy123

I am a retired Federal employee and I save thousands of dollars by having the standard Blue Cross plan, but do not have Medicare Part B. The Blue Cross plan covers almost everything I need, and it has a low catastrophic limit of $6,000 per year. The Medicare premiums are too high, especially if you are subject to IRMAA.

I though of doing that. I am subject to IRMAA and wish I had the nerve to cut the cord with Medicare Part B. It is VERY expensive and BC/BS covers I think almost everything. What can you tell me about the catastrophic. Is that different from Medicare?