Quote:
Originally Posted by lindaelane
Does everyone know that if you are on Advantage and have a "health event" (generally, a major illness, e.g., heart attack/stroke/cancer, etc.) you cannot go on original Medicare with Supplement (or if you do, the prices will be unaffordable). So please, if you can afford a Supplement plan, and be accepted, get it. When you have major needs, you will be glad you have it.
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That would be like buying a used car with a major dent in it - insuring it and then trying to get it fixed under the insurance. Hint as of last year over 45% of seniors are on advantage plans and projected to grow to over 50% in two years. My particular advantage plan has a $2700 out of pocket max with unlimited inpatient hospital care. So is the gamble $2700 vs whatever a supplemental plan would cost ? If I'm that ill the last thing I'll be worried about is $2700.