The percentage of people with Medicare Advantage Plans is actually less than half but it continues to grow and one estimate has it at 50% in a couple of years. There is no doubt that the plans have become more and more popular. I was on the fence when deciding because I would have liked to have kept my Villages Health PCP. My Supplemental plan runs about $1500 a year and I can see any provider that takes Medicare. My only other cost will be the $200 Part B deductible plus some providers may charge up to a $20 co-pay. I can also change my Supplemental Plan whenever I want with no underwriting. Everyone's situation is different. Fortunately, there is no shortage of information to help you decide.
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Originally Posted by rustyp
That would be like buying a used car with a major dent in it - insuring it and then trying to get it fixed under the insurance. Hint as of last year over 50% of seniors are on advantage plans and growing. My particular advantage plan has a $2700 out of pocket max with unlimited inpatient hospital care. So is the gamble $2700 vs whatever a supplemental plan would cost ? If I'm that ill the last thing I'll be worried about is $2700.
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