Quote:
Originally Posted by larcha
Many auto insurance companies offer either a "telematics" device or a smartphone app that can monitor your driving habits. In return for using their system they say you can save on your car insurance by driving safely. If you have used such a system what has been your experience? Did you actually save money on your insurance premium or did your premium go up?
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Several relatives tried these devices in the hopes of reducing their insurance cost. All found the required driving performance to be unobtainable. Example: To pass the braking requirement you almost needed to coast to a stop. Likewise to pass the acceleration requirement you needed to accelerate very, very slowly; so much so that drivers behind them became noticeably irritated. Unless you are prepared to adopt a very frustrating driving style I would stay away.