Quote:
Originally Posted by larcha
Many auto insurance companies offer either a "telematics" device or a smartphone app that can monitor your driving habits. In return for using their system they say you can save on your car insurance by driving safely. If you have used such a system what has been your experience? Did you actually save money on your insurance premium or did your premium go up?
|
I allow an App to ‘grade’ each time I drive … 5 ‘grades’ on speed, phone usage, acceleration, cornering and braking. My rate is 1/3 of what it used to be. To be honest 95% of our driving is in The Villages … a place like most where a majority of the drivers tend to scoff at posted speed limits. The realization that my grades (& rates) depend on my driving habits have had a very positive on my driving. I don’t remember the last time I had an urge of ‘road rage’ 😎. … and by the way … I’m the guy driving 45 on 466 (with my cruise control on) while ‘you’ fly by … probably thinking I’m doing 35.