Quote:
Originally Posted by retiredguy123
If a contractor says he is licensed, just ask for his/her license number and look it up on this website:
Licensing Portal - License Search
I never insist that a contractor be insured. Any insurance they have will protect the contractor, not you. It is also very difficult to verify the amount of the insurance and if it is current.
Never pay any money in advance.
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The insurance absolutely protects you. If a roofer is not insured, and falls off your roof onto your property, he will sue YOU for the medical bill and time out of work to recover (assuming he can recover).
If he's insured, then it's his insurance company's problem.