Talk of The Villages Florida - View Single Post - Contractors with Villagers complaints
Thread: Contractors with Villagers complaints
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Old 01-29-2023, 10:47 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by OrangeBlossomBaby View Post
The insurance absolutely protects you. If a roofer is not insured, and falls off your roof onto your property, he will sue YOU for the medical bill and time out of work to recover (assuming he can recover).

If he's insured, then it's his insurance company's problem.
I don't agree. A licensed contractor can sue anyone, but that doesn't mean he will win, unless he can prove that you were at fault. His insurance basically protects him against his liability, not your liability. Why would his insurance company pay for an injury that was your fault?