My own health insurance is much the same as your own. I had major surgery in late April and my hotel bill for my wife staying in downtown Chicago while I was in the hospital was more than my deductible and co-pays for the procedure. It works well for me. I would be perfectly justified in saying, "don't change a thing in my behalf--I'm just fine, thank you very much".

But what about the people who don't qualify for Medicare (the "single payer government system" that many say will be the death knell for American healthcare)? I've read statistics that 14,000 people per day are losing their health insurance because their employers are discontinuing medical insurance as a fringe benefit. The premiums have escalated beyond the point where the employer can afford to pay them.

And the illegal immigrants, of course. The lobbyists have been quite effective in gutting any proposed immigration reforms because employers want and like the cheap labor provided by those crossing our borders illegally. We all know that even the illegals can get emergency care for nothing. It's not really "nothing". of course. The costs get shifted eventually to those that are paying insurance premiums, like the employers who can no longer afford to do so. By the way, would anyone disagree that this is really a "transfer of wealth"?

What a Catch 22. The critical problem is fast becoming grave. Fewer and fewer people have reasonable healthcare coverage. And the lobbyists are hard at work making sure that it stays that way--or gets worse.