Talk of The Villages Florida - View Single Post - Villages Real Estate Market Update - 2021 Fourth Quarter and 2022 Fourth Quarter
View Single Post
 
Old 01-31-2023, 09:19 AM
JMintzer's Avatar
JMintzer JMintzer is offline
Sage
Join Date: Feb 2021
Location: Where Eagles Dare to Soar...
Posts: 11,962
Thanks: 486
Thanked 8,983 Times in 4,719 Posts
Default

Quote:
Originally Posted by VApeople View Post
That is a very good point.

In our case, we paid cash for our new house in The Villages six years ago, but we got our money because some nice young buyers in Virginia took out a loan to buy our previous house.
We took a 70% mortgage, because rates were ridiculously low at the time... (under 2.8%)...

We probably could have paid cash, but actually did much better leaving that money in our investment portfolio (even with the crappy year we had last year)...

But with rates now over 7%, we may have changed our plans if we had to do it today...

We'll eventually sell our home up north and maybe buy a small condo so we can visit the kids on a regular basis, but we'll cross that bridge when we get there...
__________________
Most things I worry about
Never happen anyway...

-Tom Petty