The math is totally wrong. Social Security pays for retirement, widows, widowers, minor children of retired or disabled recipients and the disabled. If a person self funded their own retirement they would also have to make insurance premium payments to cover all of the other coverages that Social Security pays out on. Self funded retirement examples need to take that into account before you start saying which plan is better for people in society. If you argue a point you need to use math and not some pie in the sky made up examples.
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