A few of your questions can be answered with some independent research. But an overall answer to this question is..the private health insurance market is dominated by four gigantic insurers: UnitedHealth, WellPoint, Aetna, and Cigna. In the last five years, these companies have combined to earn over $44 billion in profits; UnitedHealth alone has made over $17 billion in profits over that period. That's enough for the senior management of these companies to hire some really good lobbyists to make sure that whatever legislation being considered keeps those profits--and their bonuses--flowing, I think.

Here's a thoughtful article that should be read to balance the volatile anti-government opinions that are so prevalent...http://prospect.org/cs/articles?arti...res_true_price