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Originally Posted by rustyp
Once again false information. Both the The Villages accepted United Healthcare Medicare Advantage (HMO POS) and AARP Medicare Advantage Choice (PPO) 2023 plans do don't require a specialist referral.
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To clarify, if you have original Medicare, you can use any provider who accepts Medicare. But, if you have an Advantage plan, you can only use providers that are part of the insurance company's network of providers.