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Originally Posted by geobar
When we lived in The Villages we waited about one year to be able to use The Village Medical facilities. We were impressed with their expertise and were fortunate to have a great doctor from New York.
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After 2 years they kicked us out (with thousands of others) as they would only accept UHC Advantage plans. No way we would limit our medical coverage for their benefit. Why was there an advantage for them to do this? Wouldn't be for financial reasons, would it? Does the Mosre clan need more money?
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So we moved on to other doctors and services in The Villages .and were pleased.
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Do your homework before sacrificing your health service needs and outlay of monies.
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If you talk to an Advantage salesperson ask them how many days will you be covered if you require an extended stay in any hospital.
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Another shameful thing is the hospitals you might need for care near The Villages. In your senior years, you should be treated like seniors with proper medical attention. The reports on The Villages Hospital are sickening.
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As well, if so what other doctor charges will you be responsible for as doctors like to visit you daily for 5 minutes and of course bill the insurance companies regardless of what insurance plan you have?
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Doctors say they are making their rounds, however, they are building their incomes dramatically. Look at their hospital billings on your monthly insurance statements after you are in a hospital compared to an office visit billing.
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Stay healthy and save monies so you can afford to pay for your needed medical insurance coverage if and when you need it.
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I can only offer you my experience to relate to your experience:
I was under 65 and joined The Villages Health - at that time they would accept (and I believe still do) many insurance plans but for pre 65 year olds. They threw me to the curb at 65 unless I got their approved Advantage Plan. I did and many years hence with some health speed bumps along the way I am still very happy. I asked my PCP why TV Health did not accept Medicare. His answer to me (be it true or not) was getting paid and the paperwork involved dealing with Medicare direct from their end is a nightmare. By offering a very low number of Advantage plans tuned to their practice the paperwork nightmare is much less and allows for their primary focus to be on the patient not the system. Do with that info as you wish but just to add some validity I am a snowbird and have gone to doctors in my summer hometown and was told they do not accept Medicare patients for that same reason. However they accepted my TV Advantage Plan and as in network also.