[Michael 61]

Not Medicare age yet, but researching and doing homework in advance of turning 65 in a few years. My take is “advantage is great until it isn’t’. The supplement monthly premiums are reasonable in my opinion, and the flexibility of doctors, and not fearing a procedure will be denied makes it a no-brainer for me. Currently I am in a PPO and hate it. My doctor insists I need injections for spinal degeneration that is causing pain. Insurance company says no - wants me in a very expensive (at my cost) physical therapy regiment for a year first. These things are common when an insurance adjuster, and not a doctor is guiding your healthcare.