Talk of The Villages Florida - View Single Post - Medicare Advantage
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Old 03-06-2023, 10:41 AM
rustyp rustyp is offline
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Quote:
Originally Posted by RPDaly View Post
Is it not zero dollar premium for Part B (Medical Insurance) of Medicare and the $174 they take from your check covers only Part A (Hospital Insurance)?
I opted for a supplement plan instead - it covers Part A. That cost me a certain amount each month while Medicare still takes their portion from my check to cover Part A (Hospital Insurance). So you are saying a Advantage plan gives you both parts of Medicare for the same amount in most cases AND drug coverage too. And that is not to good to be true? Again insurance companies are not in it to be nice to you.
Your response is not quite clear to me - no offense. For a person on Medicare, Part A has no premium. It is paid from the Medicare trust fund. Part A is the hospital part. Part A is the part you paid for from your paycheck before retirement. Part B was $174 in 2022. That is the part the gov pulls out of your social security check per month. This is the part you are paying for during retirement.

Last edited by rustyp; 03-06-2023 at 11:56 AM.