Talk of The Villages Florida - View Single Post - CD Rates
Thread: CD Rates
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Old 03-08-2023, 12:59 PM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Aces4 View Post
They are FDIC insured and no fees anywhere?
Not sure I understand your post. You can buy brokered CDs from Vanguard and Fidelity that are FDIC insured, and they will sell you U.S. Treasury products that are backed by the Government. They also sell non-insured products.

The Vanguard and Fidelity companies are not personally FDIC insured, but they don't fund the products that they sell. They are brokers who buy and sell products for you, and hold them in an account for you in your name. So, if you buy a brokered CD that is FDIC insured, you are protected the same way the original purchaser is protected.