Talk of The Villages Florida - View Single Post - CD Rates
Thread: CD Rates
View Single Post
 
Old 03-09-2023, 07:19 AM
Caymus Caymus is offline
Gold member
Join Date: Mar 2019
Posts: 1,262
Thanks: 22
Thanked 1,140 Times in 561 Posts
Default

Quote:
Originally Posted by Boomer View Post
The Fidelity site has a list of banks for their brokered CDs. As you look at the list, you will see names of banks you know and there will be some whose bricks-and-mortar you mght drive past every day. Yet, you will not get the same rate by walking in the door.

You can choose call-protected or not. And the FDIC insurance is there.

I cannot figure out though how The Bank of China is FDIC insured, but it looks like BOCNY is based in NYC and somehow has the insurance and has had it for years. But you can just buy American banks. There are lots of choices on the list. You get to pick the bank(s).

Boomer
In the past I have purchased FDIC insured CD's from Bank Hapoalin (Israel), State Bank Of India as well as the Bank of China.