SHINE is a good non biased place to get advice. This is not a one size fits all subject. However I urge you to watch the following short video about advantage plans. Most people don't understand the difference between an advantage HMO vs a PPO. There is a world of difference. Pay attention and you will see a PPO is very similar to basic Medicare plus a supplement. I am not recommending which way to go at all however throwing out an advantage PPO because of having limited choices and substandard care is simply not true.
https://www.youtube.com/watch?v=hypDLs71TA0
Another very short video:
Medicare Advantage HMO VS. PPO 👩🏽*⚕️🥰 #shorts - YouTube