Huge difference between Advantage and Supplement. Advantage is comparable to an HMO where your "gatekeeper" doctor determines when and if you can see a specialist. With a supplement, you can at any time decide for yourself to see any doctor who accepts Medicare. All supplement plans offer the same benefits, regulated by Medicare. The only difference is the cost of the premium. If you're eligible for USAA, they offer a supplement and it's as good as all the rest of their insurances.
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