That is exactly what we were advised by an Estate Attorney. To simply everything. We went to the banks and placed our children as beneficiaries... after we both pass. We did the same with our home. We have complete control of everything until we are both gone. I can not think of what the procedure or forms are called. You go the bank set down and they fill out the forms. Our Estate Attorney made out the papers for our home. Had it recorded and done.
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