Think that's bad?
Someone at Chase Bank created their own Debit Card on my bank account and then ran up $4,000 in small charges at Amazon (apparently the only place that accepts an UNACTIVATED debit card with NO PIN).
How do I know it was someone at Chase? I don't. But who else would bother to make one small charge, wait 90 days (until the Chase liability window closed), and then start hitting Amazon three times a day for a year? Who else would have access to the account, to know that it was a small business account used almost exclusively for doing business as an Amazon seller, where they knew the charges would go unnoticed for months?
Chase even admitted that they paid the charges on a card that had NEVER BEEN ACTIVATED. They still refused to repay the $4,000 in fraudulent charges that they should never have allowed in the first place.
I had 133 Amazon order numbers against my card but Amazon refused to reveal the name or address of the thief to anyone except law enforcement. So I called the Marion County Sheriff. I had a Lieutenant literally refuse to even call to get the name, claiming it was out of their jurisdiction. I said I at least needed a police report for my identity theft policy. So two cops stood in my livingroom and acted like I was putting them out to write a police report; like it was my fault that someone created a fake debit card to steal my hard-earned cash. When I complained about their attitude, the head cop just closed his book and they walked out without even finishing the report. Then the identity theft policy company (Zander) reneged, claiming they didn't cover business accounts (which they didn't disclose or discover for months, until all other excuses for not paying ran out).
We live in a completely lawless society. You are at risk at all times. Nobody cares. I could also tell you about the time I found two burglars in the livingroom of my rental, stealing my TV. I called the Sumter County sheriff, and they refused to get involved because the burglars were the same people I'd just bought the place from, who used a key they were supposed to have turned in at the closing, to attempt to steal a TV clearly listed in the inventory.
I'm telling you, this isn't the same country we grew up in. Literally no one cares about crime anymore but the victims. The only thing saving any of us is that the ratio of crooks to citizens is still relatively low (unless you count all of your neighbors who scammed a free roof out of their insurance company, and thereby doubled your rate last year).
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