Back in the early 2000's I got a bill from a Discover card I'd not used in two years. I don't recall if I'd closed it or not but the card was only used for business purposes and the business had been closed. I called the CC to tell them and their loss department said they'd look into it. I asked who/how the card had been compromised, but of course they never tell you. I cancelled that card and haven't used Discover since. Whether anyone believes this or not---I think our culture is setting us up for a cashless society where we'll all have to have a chip or some such thing to do our business transactions. You only have to read headlines about banks going under etc. The one OP was correct in saying the world isn't what it used to be...tyranny, lawlessness and all the other "garbage" we're observing.
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