Quote:
Originally Posted by Bill14564
Tap.
Swipe reads the numbers off the swipe and allows for the possibility of skimming.
Insert uses a supposedly one-time encrypted token but since the card moves past the swipe reading heads there is still the possibility of skimming
Tap uses a supposedly one-time encrypted token with no chance of skimming.
|
Unfortunately there are still way too many places that don't accept the "tap" method. Nor do they accept Apple Pay or Samsung Pay, etc. It's amazing how many times I hear "Oh, we don't do that here". I routinely use Samsung Pay everywhere I can. But believe it or not, WalMart doesn't accept any thing unless it's their own WalMart Pay. At least that's what they told me when mine didn't work.
I wish our illustrious credit card companies (or govt) would require that restaurants must bring a handheld to the table when you wish to use a CC, like they do in Europe. If they can't bring one, you must go to the register to pay. Your card never leaves your hands. There are some with the table check-out but it is not even chain wide much less system wide. I know of one chain where you can actually pay through your phone. That is nice.
Unfortunately my hubby isn't techy to the point that he can use the phone pay, and he often has trouble with the touch so it just frustrates him and he uses the chip slot.