Talk of The Villages Florida - View Single Post - Need help for my parents they have GWG L Bonds with Michael Whitaker and Associates
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Old 04-13-2023, 11:27 AM
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Quote:
Originally Posted by SallyB View Post
Quick question: can a CHFC (Chartered Financial Consultant) have fiduciary duty on one of your accounts but not another one.
Example: Fiduciary duty on IRA but not on Individual, Joint or Trust accounts
Fiduciary duty on Managed accounts but not on Fee Base accounts
If all your accounts are with a broker without or with CHFC like Michael, would he not have the fiduciary duty on ALL your accounts he is overseeing / managing?
In order to be. CLU, which Michael Sr. is, he has to conduct ALL business with the client as a fiduciary. I imagine it is the same for CHFC as is is granted by the same institution that grants the CLU credentials.