Talk of The Villages Florida - View Single Post - Need help for my parents they have GWG L Bonds with Michael Whitaker and Associates
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Old 04-13-2023, 12:44 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by MDFlyer View Post
It is my understanding that when you use the credentials, you are saying that is what you are representing yourself as. Michael L Whitaker, in every correspondence, identifies by (cut and pasted) Thank you,

Michael L. Whitaker

Chartered Financial Consultant
Note that Michael "J" Whitaker is only listed as a "financial advisor" on the company website, with no professional designations. Also, note that the terms chfc, clu, and cfp are all private designations that require compliance with a private code of ethics, but I don't think they are held to any specific legal advisory duties by any state or Federal laws, except the Department of Labor law for retirement accounts.